Lots of choices these days targeting start ups such as Azlo, Mercury, SVB, Brex, and Ramp. Hard to tell which can scale with your company (Other than SVB of course) and whether some are style over substance.
Pros and cons? Regrets?
Chase was my regret. Very little transparency. However there was the benefit of accumulating points that I used to fund few business trips.
Deeply interested in Brex as I continue to grow my business.
I used Azlo. It was super easy to set up and it was straightforward, most importantly, no fees.
In terms of a credit card for my LLC, I used Chase. It was a huge pain to set up, requiring multiple calls, and an in-person visit to speed things up.
We have started using Airbase at a number of our clients. Similar to TeamPay and Ramp it allows you to customize how a card can be used and allows non-card holders to submit a request for a purchase and will then issue a virtual credit card number for the requester to make the purchase.
- You can approve spend before it happens.
- The purchase order process allows for accurate coding by accounting.
- Fewer employee expense reports, which has a ton of benefits.
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